TERMS OF USE

1 AGREEMENT BETWEEN CHEAPSHARES101 AND USER
By using the CHEAPSHARES101 Website you accept, without modification, these terms,
conditions, and notices contained herein. Your use of the CHEAPSHARES101 Website
constitutes your agreement to all such terms, conditions, and notices.
2 MODIFICATION OF THESE TERMS OF USE
CHEAPSHARES101 reserves the right to change the terms, conditions, and notices under
which the CHEAPSHARES101 Website is offered.
3 LINKS TO THIRD PARTY SITES
The CHEAPSHARES101 website may contain links to other websites ("Linked Sites"). The
Linked Sites are not under the control of CHEAPSHARES101 and CHEAPSHARES101 is not
responsible for the contents of any Linked Site, including any link contained in a Linked Site,
or any changes or updates to a Linked Site. CHEAPSHARES101 is not responsible for
webcasting or any other form of transmission received from any Linked Site.
CHEAPSHARES101 is providing these links to you only as a convenience, and the inclusion of
any link does not imply endorsement by CHEAPSHARES101 of the site or any association
with its operators.
4 NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the CHEAPSHARES101 Website, you warrant to
CHEAPSHARES101 that you will not use the CHEAPSHARES101 website for any purpose that
is unlawful or prohibited by these terms, conditions, and notices. You may not use the
CHEAPSHARES101 Website in any manner which could damage, disable, overburden, or
impair the CHEAPSHARES101 Website or interfere with any other party's use and enjoyment
of the CHEAPSHARES101 Website. You may not obtain or attempt to obtain any materials or
information through any means not intentionally made available or provided for through
the CHEAPSHARES101 Websites.

5 TERMINATION/ACCESS RESTRICTION
CHEAPSHARES101 reserves the right, in its sole discretion, to terminate your access to the
CHEAPSHARES101 Website and the related services or any portion thereof at any time,
without notice.
6 PRIVACY
Your use of the Website is further subject to the

7 COPYRIGHT AND TRADEMARK NOTICES:
All titles, content, trademarks, artwork, and associated imagery are trademarks and/or
copyright material of their respective owners. All rights reserved.
8 TRADEMARKS
You may not otherwise use, reproduce, download, store, post, broadcast, transmit, modify,
sell or make available to the public content from the Website without the prior written
approval of CHEAPSHARES101. Any rights not expressly granted herein are reserved.
9 GENERAL
These terms and conditions will be governed and construed in accordance with the law of
the Republic of South Africa without reference to any conflict of law provisions and you
agree that the South African courts shall have exclusive jurisdiction to determine any matter
or dispute in connection with or arising out of this Website and these terms of use. You
agree that no joint venture, partnership, employment, or agency relationship exists
between you and CHEAPSHARES101 as a result of these terms of use or use of the
CHEAPSHARES101 Website. CHEAPSHARES101 performance under these terms of use is
subject to existing laws and legal process, and nothing contained in these terms is in
derogation of CHEAPSHARES101 right to comply with governmental, court and law
enforcement requests or requirements relating to your use of the CHEAPSHARES101
Website or information provided to or gathered by CHEAPSHARES101 with respect to such
use. If any part of these terms are determined to be invalid or unenforceable pursuant to
applicable law including, but not limited to, the warranty disclaimers and liability limitations
set forth above, then the invalid or unenforceable provision will be deemed superseded by a
valid, enforceable provision that most closely matches the intent of the original provision
and the remainder of the terms shall continue in effect. Unless otherwise specified herein,
these terms constitute the entire agreement between the user and CHEAPSHARES101 with
respect to the CHEAPSHARES101 Website and it supersedes all prior or contemporaneous
communications and proposals, whether electronic, oral or written, between the user and
CHEAPSHARES101 with respect to the CHEAPSHARES101 Website. A printed version of these
terms and of any notice given in electronic form shall be admissible in judicial or
administrative proceedings based upon or relating to these terms to the same extent and
subject to the same conditions as other business documents and records originally
generated and maintained in printed form. It is the express wish to the parties that these
terms and all related documents are drawn up in English.

10 PRIVACY POLICY
CHEAPSHARES101 privacy policy can be accessed Here

THE PROTECTION OF PERSONAL INFORMATION ACT
CUSTOMER PRIVACY NOTICE
This Notice explains how we obtain, use and disclose your personal information, in accordance
with the requirements of the Protection of Personal Information Act (“POPIA”).
At CHEAPSHARES101, we are committed to protecting your privacy and to ensure that your
personal information is collected and used properly, lawfully and transparently.

The information we collect
We collect and process your personal information mainly to contact you for the purposes of
understanding your requirements, and delivering services accordingly. For these purposes we
will collect contact details including your name and organisation.
We collect information directly from you where you provide us with your personal details.  Where
possible, we will inform you what information you are required to provide to us and what
information is optional.
Website usage information may be collected using “cookies” which allows us to collect standard
internet visitor usage information.
How we use your information
We will use your personal information only for the purposes for which it was collected and
agreed with you.  In addition, where necessary your information may be retained for legal or
research purposes. 
For example:
 To gather contact information;
 To confirm and verify your identity or to verify that you are an authorised user for security
purposes;
 For the detection and prevention of fraud, crime, money laundering or other malpractice;
 To conduct market or customer satisfaction research or for statistical analysis;
 For audit and record keeping purposes;
 In connection with legal proceedings.
Disclosure of information
We may disclose your personal information to our service providers who are involved in the
delivery of products or services to you. We have agreements in place to ensure that they comply
with the privacy requirements as required by the Protection of Personal Information Act.
We may also disclose your information:
 Where we have a duty or a right to disclose in terms of law or industry codes;
 Where we believe it is necessary to protect our rights.
Information Security
We are legally obliged to provide adequate protection for the personal information we hold and to
stop unauthorized access and use of personal information. We will, on an on-going basis,
continue to review our security controls and related processes to ensure that your personal
information remains secure.
Our security policies and procedures cover:

 Physical security;
 Computer and network security;
 Access to personal information;
 Secure communications;
 Security in contracting out activities or functions;
 Retention and disposal of information;
 Acceptable usage of personal information;
 Governance and regulatory issues;
 Monitoring access and usage of private information;
 Investigating and reacting to security incidents.
When we contract with third parties, we impose appropriate security, privacy and confidentiality
obligations on them to ensure that personal information that we remain responsible for, is kept
secure.
We will ensure that anyone to whom we pass your personal information agrees to treat your
information with the same level of protection as we are obliged to.

Your Rights: Access to information
You have the right to request a copy of the personal information we hold about you. To do this,
simply contact us at the numbers/addresses as provided on our website and specify what
information you require.  We will need a copy of your ID document to confirm your identity before
providing details of your personal information.
Please note that any such access request may be subject to a payment of a legally allowable
fee.   

Correction of your information
You have the right to ask us to update, correct or delete your personal information. We will
require a copy of your ID document to confirm your identity before making changes to personal
information we may hold about you. We would appreciate it if you would keep your personal
information accurate.

Definition of personal information
According to the Act ‘‘personal information’’ means information relating to an identifiable, living,
natural person, and where it is applicable, an identifiable, existing juristic person.  Further to the
POPI Act, COR Concepts also includes the following items as personal information:
 All addresses including residential, postal and email addresses.
 Change of name – for which we require copies of the marriage certificate or official
change of name document issued by the state department.

How to contact us
If you have any queries about this notice; you need further information about our privacy
practices; wish to withdraw consent; exercise preferences or access or correct your personal
information, please contact us at the numbers/addresses listed on our website.

Click Here For Contact Form